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Can a lawyer help with insurance after a car accident?

Absolutely! Insurance policies are some of the most confusing and misunderstood documents of modern times. The language used in these policies is difficult for the layman to understand. As such, many Texas motorists have no accurate idea of what their policies actually cover. After you have been injured in a car accident is no time to learn how your policies will or will not cover your medical expenses.

If you are one of the many people injured in a car accident with no clue how your health and auto insurance work, the best advice is to seek counseling from an experienced attorney. In the meantime, here are some important points you should know.

Your health insurance company could resist paying for your health care following a car accident. On the other hand, it is possible your auto insurance could help you cover your medical care, depending on your policy. With help from a personal injury lawyer, it is entirely possible for you to receive overlapping benefits from both companies, depending, of course, on your policies.

Always remember that insurance companies are businesses and as such, they do not want to let go of their profits. This often means denied claims or investigated claims related to car accidents. If the victim persists in pursuing benefits, the insurance companies might even threaten litigation. At this point, many injured victims simply give up. However, you should understand that insurance companies are as frightened of litigation as you are and will typically seek to avoid such measures.

Personal injury lawyers speak the same language as insurance companies. This means that victims with legal counsel often receive better settlements because insurance companies know they are no longer dealing with someone who does not understand insurance law.

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